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How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Doug Horne

Founder/CEO, Host of Dollars and Sense Radio

(281) 636-0100

Doug Horne is a sought after public speaker, community educator, popular radio talk show host and considered by many to be Texas' foremost expert in retirement. Every week people across the state of Texas tune in to hear Doug's...

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Michele Schuh

Chief Operations Officer

(832) 570-6008

Josh Karasow

Annuity Specialist Denver, CO

(281) 636-0100

Heather Schreiber

Tax and Social Security Expert

Heather Schreiber, RICPSocial Security and Tax Planning ExpertHeather’s breadth of knowledge extends far beyond Social Security planning and includes retirement income distribution strategies, charitable giving, the rules that...
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Client Service Liaison

Client Service LiaisonWorking tirelessly behind the scenes, Rachel serves as our Client Advocate to ensure that every "i" is dotted and every "t" is crossed.  Her knowledge and expertise are unmatched in our industry.
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